Exness Account Types: What the Type Sets and What the Instrument Sets (Namibia)
One pair opened on two account types is charged two different ways, and one account type used on two instruments holds two different margins. The conditions in front of you are the product of two tables, read in that order.
Open Exness Account →Conditions on a trade come from two tables, not one. The account type fixes the model: whether the charge sits inside the spread alone or arrives as spread plus a per-lot commission, and whether an overnight charge is applied at all. The instrument fixes the amount that model produces: how wide the spread runs on that symbol, the margin rate written into its specification, its rollover schedule. Read the type first and the instrument second — the same pair on two types is charged two ways, and one type across two instruments holds two different margins.
Which of the two tables sets which condition
- The account type fixes the cost model — whether the charge sits inside the spread alone, or arrives as spread plus a per-lot commission.
- The instrument fixes the amount that model produces — the same model lands at a different size on a major pair than it does on a metal.
- Margin is held against the instrument, so two positions opened on one account type can lock very different sums.
- Whether an overnight charge applies at all follows the account; when it is applied and in which direction follows the instrument.
- Standard, Standard Cent, Pro, Raw Spread and Zero are five settings of the first axis — choosing among them decides the model, not which symbols are quoted.
- Read the type first and the instrument second: reversing that order is what makes two accounts look inexplicably different on the same chart.
Which axis sets what
| Condition in front of you | Set by the account type | Set by the instrument |
|---|---|---|
| How the charge is taken | Spread only, or spread plus a per-lot commission | How wide that spread runs on this symbol |
| Margin locked by one position | The leverage ceiling attached to the account | The margin rate written into the symbol specification |
| Overnight cost | Whether an overnight charge is applied to the account at all | The rollover schedule and direction for the symbol |
| What a change re-prices | Every symbol traded on the account, at once | Only that one symbol |
| Reading order | First — it decides which model you are under | Second — it decides the amount under that model |
One pair, two account types
Keep the symbol fixed and move the account type. Nothing about the symbol has changed: the same quote stream, the same specification, the same session. What changed is the model the fill is charged under — on one type the whole charge is folded into the spread, on another it is split between a tighter spread and a commission billed per lot.
This is why a like-for-like comparison of two accounts on the same chart is misleading until the model is named. Two traders can watch the same candle, open the same size and end the day with different numbers without either of them doing anything unusual.
One account type, two instruments
Now hold the type still and move the instrument. The model does not move with you — the charge is still taken the same way — but every number it produces does. Margin is held against the instrument specification, so the sum locked by one position on a metal and one position on a major pair have no reason to match even at identical volume.
The overnight side splits the same way. Whether the account is subject to an overnight charge is settled on the first axis; the schedule that decides which nights are counted, and in which direction, is written against the symbol.
What the second table cannot undo
The order matters because the axes are not symmetrical. Choosing a symbol never changes the model you are under; choosing a type re-prices every symbol you touch at once. A reader who starts from the instrument table ends up attributing to the symbol what the account has already decided, and then wonders why the same symbol behaves differently on a colleague screen.
The practical version is short. Settle the model first, because it applies to everything and is the slower thing to change. Then look up the specification of each symbol you actually intend to trade, because that is where the model turns into a number.
Reading the two tables in order
- Name the model first: is the charge inside the spread alone, or spread plus a per-lot commission?
- Note what the account decides on its own — the leverage ceiling and whether an overnight charge applies.
- Only then open the specification of the symbol you intend to trade.
- Read the margin rate and the rollover schedule from the symbol, not from the account.
- Re-run step three for every additional symbol; the account answers from step one do not need repeating.
Changing the account type sends you back to step one for every symbol; adding a symbol sends you back to step three only.
What a change on each axis touches
| Change made | Re-prices | Leaves alone |
|---|---|---|
| Moving the same strategy to another account type | Every symbol traded on it | The symbol specifications themselves |
| Adding a new instrument on the same account type | Only the new position | Everything already open |
| Raising the leverage setting on the account | The margin held on open and future positions | The way the charge is taken |
Both axes are read for every trade; only the first one is read once per account.